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Explaining How Credit Scores are Used in the Hiring Process You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not. In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process? For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life. Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects. One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands. But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.

Free Webhosting Resources for the Intrepid Net Newbie Web hosting is the new, big invention for anybody and anyone. Web hosting, having a web page on the Internet is not only a thing of big company and computer hobbyists anymore; it belongs to many parts of life nowadays. Whether it is a private page for family members and friends or open to everybody, many people aspire to have their own web page. Having an own web page can cost money and since money is something that everybody is short of nowadays, saving money and still having a own web page is the way to go. There are many resources on the Internet that can help one to a free web page. Some of the bigger web-hosting providers offer free limited size web pages to any private party. These pages are financed in several ways. One is through he bigger companies that pay for their pages and this service is such a small off spin that it can be fit in the budget. Another big way, the one that many free Internet and homepage providers offer is built in advertisement. The web page essentially has a header. In this header, different advertisements roll across. This way, the web hosting is paid by whoever is advertising on the web page. These wonderful free online web page providers also offer quick and easy software to create a web page. The days when one had to know how to program a web page in HTML is over. Hyper Text only needs to be known by serious web page designers who work to create the homepages of companies and sports giants. For the everyday homepage with a few links, using one of the built in software can create a few pictures, some text and some other fun gadgets. These programs are usually available on the main page of the web hosting provider and do not have to be downloaded. They run on the server. This software also come with easy getting started guides so that even the person who knows not much about web pages, but a little bit about the PC can create a web page. Web pages for the general public are getting more and more popular. Some companies that are looking for young and innovative employees will actually expect you to have an e-portfolio, a résumé or a good online web page. They judge by these e-portfolios. So when someone decides to tackle his or her first own web page it is important to think about the content first. One never knows who might actually be checking out the web page. Displaying Photos from old drinking parties might not be the best choice, while a résumé and work or private accomplishments might be the better choice. To find one of the free web hosting resource sites, anybody can just type free web pages or home pages or web hosting into anyone of the popular Internet search engine and a dozen different offers will pop up on the screen. By the way, if one does not want to use a provider that displays advertisement on the web page, a tech savvy person is able to use his or her own PC as a server if it is connected to the internet. There are programs out there, that will turn a PC into a Server and this web hosting resource is just as free as the online offers from big companies, but it has the advantage that it is free of any annoying advertisements. Whichever version is chosen, it is always important to be careful on the Internet. There are fraudulent pages, viruses and more that can take the fun out of web hosting and the first own web page. Always checking for the credentials of a web page is one safe way to stay clear of danger on the Internet.

Copyright Infringement Lawsuit Who are in Copyright Infringement Lawsuits? A copyright infringement lawsuit can be brought down for any number of reasons: someone using a song in a podcast or radio program, a writer ‘borrowing’ information from another work, the copying of video or mp3 off the internet without permission (or sometimes, even to another CD or DVD). Copyright infringement lawsuits are not generally brought to the average person, unless they’re downloading a LOT of music or movies, but usually for large operations: software pirates reselling goods on eBay or to some other unsuspecting victim, someone ‘sampling’ a song to make another, or maybe a person reselling mp3s online. When you understand the implications of it, copyright infringement lawsuits aren’t frivolous as some people may make it seem. For the most part, the average person’s familiarity with a copyright infringement lawsuit is taking down copyrighted material after receiving a nasty email. The use of works that are used in major record albums my major recording stars like Britney Spears or 50 Cent, people will begin copyright infringement lawsuits for songs that bear resemblance to another song. Usually these suits will be lost because it’s rather hard to prove inspiration, but they are rather costly and draining, especially if there isn’t a large backing legal team. Copyright infringement lawsuits for large enterprises can be rather costly and time consuming as well. If you work for someone, and you plagiarize someone on the company blog, the whole company can be sued, and you fired, for that infraction. Another large copyright infringement lawsuit is the eminent MySpace v. Universal Music Group, who is claiming that MySpace is knowingly committing copyright infringement by allowing it’s users to upload copyrighted material. Even then, Universal Music Group has been negotiating with MySpace and couldn’t come to an agreement – then they filed suit. Universal Music Group has an agreement in place with YouTube, where YouTube agrees to follow Universal’s rules. It’s worked out well thus far, and I think with an agreement in place ‘user created content’ will retain a destination on the internet. This is a testament we all need to be with social networking sites and ‘user created content.’ We need to watch ourselves, because many times we may not realize the veracity of our actions. Sometimes, people break copyright laws on purpose. There is a huge market in the dealings of pirated software – from Windows to Photoshop to The Sims. It’s very easy to share peer-to-peer, and because of that, people can resell ‘pirated’ for a high price – all profit. Or they’ll download MP3 and resell them; or eBooks. These people who resell these items get nasty penalties – with both copyright infringement lawsuits and criminal cases. They’ll pay a hefty fine and go to jail. As you can see, copyright infringement lawsuits can affect any one of us – from our friends on MySpace to our employer, to the computer geek down the street. It’s very easy to violate copy rights, and you have to watch yourself. The chances are good that you won’t be involved in a major copyright infringement lawsuit, but you still need to ensure you’re following the copyright rules of engagement. Copyright infringement lawsuits are important in determining what is, and isn’t, applicable to copyright laws. Because of these lawsuits, our laws have changed regarding fair use, internet use, and the Electronic Frontier Foundation and CreativeCommons.com has been formed. The lawsuits help us to understand what is, and what isn’t fair – and these organizations have helped the masses to understand what’s so important about copyright, and why we need to defend our freedom of speech.