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Explaining How Credit Scores are Used in the Hiring Process You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not. In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process? For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life. Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects. One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands. But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.

Free Downloadable Software – Not Always a Scam Do you want to download free software off the World Wide Web, but you are afraid of getting your computer infected with a virus, spyware or other bad cyber invaders? If so, you will be happy to learn that there are many websites that specialize in legitimate free downloads that won't cause your computer to become awash in viruses or spyware. Here is a just a brief sampling of different websites that specialize in free (and safe) downloadable software. These sites let you enjoy the best of the web without the danger of less reputable websites. Get Your Fill of Entertainment at Download.com Are you looking for a place where you can download free games and tools? If so, Download.com should cause you to rejoice. This site contains a wide range of games, tools and utilities. This website bills itself as a haven for "safe, trusted and spyware-free" software. Savvy web surfers know that Download.com offers the best library of legal and totally free software downloads, game downloads and music downloads. This website is also known as a well-regarded repository of credible and relevant information about the latest game releases, software updates and other free downloads. All of the downloadable software found on this site is put through a rigorous set of tests. Moreover, registration is fast and free. You can even write your own reviews for software and participate in the active CNET forums. From fun to functional, you can probably find what you are looking for right here. Update Your Drivers for the Smoothest Web Experience In order to make sure that you always get the smoothest online experience possible, make sure to update your drivers on a regular basis. DriversHQ.com offers you an easy way to make certain that you always have the best and latest drivers on your computer. This site allows you to detect its own Driver Detective software services. Drivers Headquarters is known as the best driver update service. This service is easy to use and it is designed to help you upgrade your update your drivers in a safe and fast manner. They even have new drivers that support XP and Vista programs. Use their driver detective to find what needs to be updated, and to update your current drivers. Tired of Nagging Software Updates? Then Head On Over to Nonags.com Are you tired of downloading software, only to have it nag you with updates on a regular basis? Are you tired of being hassled by your own downloads to buy the upgraded versions? Here is a refreshing website that offers you downloads that do not put a limit on the number of days you can use them, and that do not constantly pester you to purchase the upgraded version of the software download. This website is an amazing compendium of the latest freeware, along with editor picks and user ratings. Get the Latest and the Greatest at Tucows Where can you turn for the latest and the greatest in safe software downloads. If so, you will want to place a bookmark on the Tucows.com website. This is one of the most amazing collections of safe and effective downloadable software. You can choose from freeware, shareware and pay software. Tucows.com features software downloads for your Windows PC, your Mac, Linux-based systems, your PDA and programs to streamline and improve your online experience. This site has become a popular spot to find hard-to-find software for Mac computers. Enjoy the editorial ratings and the myriad range of programs and tools. Enjoy everything from poker software downloads to design programs that help you achieve your highest level of creativity.

Better Employees Avoid these Top Five Office Blunders Being a good employee can go a long way when it comes to the workplace and job advancement. When you are working in an office there are certain unspoken rules that you will want to follow. One of the biggest mistakes that one can make when they are working in an office is having romantic relationships with co-workers or their boss. This completely colors the work situation and can cause major problems in the workplace. Although office romances are common, they typically bring about some friction between the couple or the couple and others. The remedy for office romance issues is that usually one or both members of the romance leave the job. Being dishonest is an office blunder that can land you in the unemployment office. Stealing from your job, lying about reports being done and trying to cause conflict by lying to one co-worker about another are all very silly mistakes that employees make. It is not acceptable to borrow money from the float, even if you are intending to pay it back. Pretending like you have completed your work when it is only half done is not wise. Gossiping and stirring up rumors is also not a good idea. All of these things can make you the bosses’ number one most wanted to fire employee. Not following the dress code is another easy to remedy problem that many employees make. The reason why this is such a big deal is because it says that you do not care about your position enough to wear the right clothing. It also can land your boss in hot water if the director or head supervisor comes into the department. Not only will you be reprimanded for not having on proper uniform, your boss will be singled out for not making you comply with uniform standards. The too can make you very unpopular with the boss. Saying incredibly inappropriate things is also a blunder that can easily be avoided. Jokes and comments about the way that people look in their clothing can border on the line of harassment. In fact, just about anything can be proven to be harassment by a good lawyer. That is why it is best to keep jokes and opinions about others to you and you only. You could lose your job and find yourself in a lawsuit otherwise. The number one blunder than employees make on the job is having a bad attitude. People that are very negative bring down a crowd, not just themselves. That means that when the time comes to make cuts, the bad attitude person is the likely candidate. Removing a negative person from the workplace can bring up the morale of everyone else. Even very effective employees with bad attitude are often terminated simply because they bring down the mood and productivity of others. Be thankful that you have a job and keep a positive frame of mind. If you are not happy with your job, search for another one. In addition to these five blunders that better employees avoid, there are a few obvious ones. Being tardy is perhaps one of the most prevalent and easy to prevent blunders employees make. Being tardy on a regular basis is not acceptable. There is no reason to continuously be tardy for work. If you are getting stuck in traffic, leave earlier or take a different route. Being a good employee can take you a long way at work and in your personal life. It feels good to know that you are an effective person be it at work or elsewhere. Be kind to co-workers and go through your days with a positive mindset. With these tools in place you will be able to avoid blunders more effectively.